加盟店さま限定サービス

Make your business 
finances smarter

Securely link multiple corporate bank accounts and credit card information via API.
Monitor your balance, deposits/withdrawals, and cash flow in real time using only your browser.

Register with SBPS BizCRECO
Do you have any of these problems?

SBPS BizCRECO addresses the challenges of 
business owners and accountants

  1. 複数銀行の残高確認が面倒

    I log into multiple banking websites every day to check my balance.

  2. 資金繰りの見通しが立たない

    I'm always worried about whether I'll have enough money to pay my bills at the end of the month.

  3. Excelでの資金管理に限界

    Manual transcription errors and missed updates are occurring frequently.

  4. 経営判断に必要なデータが散在

    Bank statements, credit card statements, and bills are all separate, making it difficult to see the whole picture.

  5. 突発的な残高不足に気づけない

    By the time you realize it, it's too late, and you'll need urgent funding.

SERVICE OVERVIEW

What is SBPS BizCRECO?

Cloud service that revolutionizes financial management for small and medium-sized enterprises

SBPS BizCRECO is a cloud-based financial management service for businesses. Building on the proven technology of the CRECO app for individual users, it extends this technology to businesses, enabling secure, real-time, centralized management of information from multiple corporate accounts and credit cards through API aggregation. Its ease of use and convenience, made possible by being a web service, significantly streamlines the financial management operations of small and medium-sized enterprises.

No software
 installation required

All features are accessible through your browser.

Accessible anytime, 
anywhere

You can do it anywhere as long as you have an internet connection.

Always the 
latest version

No update is required.

Compatible with 
any device

Available on PC, tablet, and smartphone browsers.

Strengths unique to web services

No installation required, always up-to-date, and accessible from anywhere.
SBPS BizCRECO allows you to start managing your funds simply by opening your browser.

Watch the video to see an overview of the service.

WHY CHOOSE SBPS BizCRECO

Reasons for choosing

"Actual results × Planned schedule × Forecast" on the three axes
Complete control of funds

Many fund management services can only handle "past deposit and withdrawal data." SBPS BizCRECO integrates past performance data, future deposit and withdrawal plans, and forecast data. It provides a three-dimensional understanding of cash flow across three axes, offering the "future perspective" necessary for business decisions.

Bank API integration
Multiple accounts Real-time aggregation

We support API integration with a wide range of banks, including Mizuho Bank, Mitsubishi UFJ Bank, Sumitomo Mitsui Banking Corporation, regional banks, and online banks. Because we automatically retrieve balances and transaction details from multiple accounts in real time via secure bank APIs, there's no need to log in to each bank's website individually.

FEATURES

Key features of SBPS BizCRECO

  1. ダッシュボード

    Instantly grasp the current state of business operations.

    • Total account balances
    • Cash flow graph
    • Period switching (1M/3M/6M/1Y)

  2. 口座カレンダー

    Manage your finances intuitively with a calendar.

    • Monthly calendar view
    • Account statement/daily balance sheet switching
    • Schedule creation and management

  3. クレジットカード管理

    Card usage statements are also managed in one place.

    • Card-specific balance
    • Filter by month

  4. 入出金予定管理

    Check future balance trends

    • Deposit/Withdrawal Schedule Registration
    • Projected Balance Simulation

  5. CSV・帳票出力

    Integration with accounting software is also smooth.

BANK API INTEGRATION

Consolidate multiple bank accounts 
safely with secure API integration

SBPS BizCRECO securely retrieves customer account data by utilizing secure APIs provided by various financial institutions.
Because it uses legitimate API connections rather than scraping, it achieves both security and stability.

SBPS BizCRECOのシステム構成・データ連携フロー図

  • STEP
    01

    Initial Authentication

    One-time authentication for each bank account.
    ​

  • STEP
    02

    Automatic data acquisition

    Automatically retrieve balance and transaction details via API.

  • STEP
    03

    Real-time updates

    Acquire data in real time and keep it up to date.

  • STEP
    04

    unified display

    Information from multiple accounts is consolidated onto a single screen.

USE CASES

Use cases for SBPS BizCRECO

restaurant

Manage accounts for multiple 
locations in a single view

Managing sales accounts, purchase accounts, and corporate credit cards for three stores is complicated.
  • Balance check time reduced from 30 minutes to 1 minute.
  • Achieved zero cash flow shortages.
  • Alerts will proactively detect insufficient funds.

IT Startups

Cash flow trend graphs enable 
seamless reporting to financial institutions

Managing burn rate and cash flow trends is too difficult with Excel.
  • Reduced the workload for creating monthly reports by 80%.
  • Real-time fund trend graph
  • CSV data is available for download.

construction industry

Due to discrepancies in deposit and withdrawal cycles
Cash flow management

Payment for construction work is received two months after completion, and material costs are paid in advance, so I'm constantly struggling with cash flow.
  • The creation of cash flow statements is automated.
  • Daily management using a daily schedule.
  • Data-based explanations are available during loan consultations.
GET STARTED

In 3 easy steps
You can start right now.

SBPS BizCRECO is a web service, so you can start using it simply by accessing it from your browser.

  • STEP
    01

    Account Registration

    Approximately 5 minutes

    Access the registration page in your browser → Email verification → Enter basic information → Enter company information → Enter SBPS merchant information → Registration complete

  • STEP
    02

    Log in and link your bank account

    Approximately 10 minutes

    Log in → "Add linked account" → Select bank → Enter authentication information → Linking complete

  • STEP
    03

    Check on the dashboard

    Start using it now

    You can start using it as soon as you register.

PRICING

Service fee

First month free. ​
Your payment will be offset against the sales proceeds from SB Payment Service's payment processing service.

1,500 yen​ ​per month

(Excluding tax) / 1 account

  • Centralized management of multiple bank accounts
  • Cash flow graph
  • Account calendar/daily schedule
  • Deposit and withdrawal schedule management
  • Credit card statement management
  • Supports over 100 banks nationwide.
Register with SBPS BizCRECO
FAQ

FAQ

  • Q

    Do I need to install any special software to use SBPS BizCRECO?

    A

    No, it's not necessary. SBPS BizCRECO is a web service, so you can use it simply by accessing it from your browser (Chrome, Edge, Safari, etc.).

  • Q

    Which banks support this service?

    A

    We support a wide range of banks, including major banks such as Mizuho Bank, Mitsubishi UFJ Bank, and Sumitomo Mitsui Banking Corporation, as well as online banks such as PayPay Bank and Sumishin SBI Net Bank, and various regional banks.

  • Q

    How do you obtain bank account data?

    A

    We securely retrieve your account information through secure APIs provided by each bank. SBPS BizCRECO does not store your bank passwords.

  • Q

    Is the security okay?

    A

    This service is provided by IT Realize, a wholly owned subsidiary of SB Payment Service. All communications are protected by HTTPS encryption and comply with financial institution-level security standards.

  • Q

    Can I use it on my smartphone?

    A

    Yes, you can also access it from your smartphone browser. You can check your account balance and cash flow even when you're out and about.

  • Q

    Can I also manage my credit card statements?

    A

    Yes, you can also centrally manage your corporate credit card statements with SBPS BizCRECO.

  • Q

    How much does it cost to use?

    A

    It's available for ¥1,500 per month (excluding tax). Furthermore, the first month of your subscription is free, so you can try it out without any commitment.

  • Q

    What should I do if I want to cancel my subscription?

    A

    You can unsubscribe from your account through the account screen.

  • Q

    I understand that the usage fee will be offset against the sales proceeds from SB Payment Service's payment service. However, if there are multiple sales settlements within a month, at which settlement will the offset be applied?

    A

    Even if there are multiple settlements of sales proceeds within a month, the offset of usage fees will only be applied to the settlement at the end of the month.

  • Q

    If sales are less than the monthly usage fee (1,500 yen), how will the usage fee be billed?

    A

    If the amount cannot be offset against the sales proceeds, we will send you a separate invoice for the remaining balance. Please make the payment according to the payment method indicated.

Concerns about cash flow
Won't you be released?

With SBPS BizCRECO, you can manage statements from multiple corporate accounts and credit cards on a single screen. We support your business decisions with the power of data.