Useful materials download
Online payment methods include Credit Card Payment, Mobile Carrier Billing, CVS Payment, ID payment, and BNPL（Buy now pay later）. Here, we will introduce the features of five typical online payment methods and the online payment methods that should be introduced by industry.
オンライン向け決済
「決済手段が限られている」「利用されやすい決済がわからない」そんな悩みはありませんか？
SBペイメントサービスでは、オンライン決済サービスの機能紹介に加え、ユーザーがよく利用する決済手段に関する調査結果をまとめた資料をご用意しました。
Contents
Benefits of introducing Credit Card Payment
Credit Card Payment is a payment methods that allows you to pay for products by entering your credit card number and expiration date. Since it is the payment methods most used by customers on the EC site, sales can be expected to increase by introducing it.
Advantages of introduction
- ・Able to attract customers who wish to use the card
- ・The sales unit price tends to increase compared to cash, and the closing work and billing work are reduced.
- ・Improve the uncollected rate in fee collection
- ・Automatic withdrawal is possible, and it is easy to improve the continuation rate of purchases
- ・Sales can be expected to improve due to an increase in fixed-term contracts.
Credit Card Payment
The most widely used payment service accepting six major international brands.
Advantages of introducing Mobile Carrier Billing
キャリア決済とは、各キャリアのID・パスワード認証を利用して、商品などの代金を支払うことができる決済手段です。簡単な操作でお支払いいただけるため、スマートフォンで決済を行うお客さまの利便性向上が見込めます。
EC事業者さまが自社でキャリア決済を導入する場合はお申し込みや経理処理などがキャリアごとに発生しますが、当社(決済代行会社)をご利用いただくことで一本化できます。「ソフトバンクまとめて支払い」「d払い（キャリア）」「au PAY（auかんたん決済）」の3キャリアの決済手段をまとめてご導入いただけます。
Advantages of introduction
- ・Because it is a payment method that can be used even if you do not have a credit card, it will lead to an increase in customers.
- ・Since it is easy to operate, it is possible to prevent customers from leaving the cart.
- ・E-commerce business operators can select the billing date and amount
- ・Because the mobile carrier bills together with the phone bill, the risk of uncollected sales is reduced.
Mobile Carrier Billings
It is a payment service that can introduce payment methods of 3 carriers at once.
Advantages of introducing CVS Payment
CVS Payment is a payment methods that allows you to pay for products at major convenience stores nationwide using a specific number issued at the time of purchase.
Advantages of introduction
- ・Because it is a payment method that is used next to credit card payments, it will lead to improved convenience for customers.
- ・There is no risk of non-collection of sales because the product is shipped after the customer pays for it.
- ・The e-commerce operator will be notified in real time at the time of payment
CVS Payment
A payment service that allows customers to easily pay at convenience stores nationwide.
Advantages of introducing ID payment
There are various ID payments, but here we will introduce PayPay (Online Payment) as an example. This is payment methods operated by PayPay Corporation, which is a joint venture between SoftBank Group Corp., SoftBank Corp., and LY Corporation. PayPay (Online Payment) allows you to easily shop using your PayPay account.
Advantages of introduction
- ・Customers who do not have a credit card are expected to use the service, leading to increased sales opportunities.
- ・Utilization of Yahoo Japan and SoftBank member assets is expected to increase the number of customers.
- ・Since we offer advantageous campaigns to customers, it is easy to increase the ability to attract customers
- ・ Since there is little troublesome input work at the time of purchase, it is possible to suppress customer withdrawal during the procedure
PayPay (Online Payment)
It is a payment service that utilizes PayPay accounts and applications.
Benefits of introducing BNPL（Buy now pay later）
Post-payment is a payment methods that allows customers to pay at convenience stores, banks, post offices, etc. after receiving the purchased products. Customers can pay after confirming the product, so they can purchase with confidence even on the EC site they use for the first time.
Advantages of introduction
- ・Since it is a payment method that can be used by customers who do not have a credit card, it will lead to an increase in users.
- ・ Since there is little troublesome input work at the time of purchase, it is possible to suppress customer withdrawal during the procedure
- ・Because operations such as credit screening, invoice issuance, and payment collection are outsourced, the operational burden on EC business operators is reduced.
BNPL (Buy now pay later)
This is a payment service that allows customers to pay at convenience stores, banks, post offices, etc. after receiving the product.
Industry-specific / recommended online payment
Introducing recommended online payment methods by industry, suitable for mail-order sites and digital contents.
Recommended for mail order sites
For mail-order sites, the lineup of payment methods is an important factor for customer satisfaction and sales expansion.
The most used payment methods on mail order sites is Credit Card Payment. Recently, Credit Card Payment are becoming an "usable and natural payment methods". On the other hand, there are a certain number of people who do not have a credit card or do not want to use a credit card. Therefore, CVS Payment and Mobile Carrier Billing, which have high usage rates, should be suppressed.
Also, some customers prefer cash on delivery or postpay, so you may consider introducing it.
Recommended payment methods for mail order sites
-
- ・Convenience store settlement
- ・Carrier billing
- ・Cash on delivery
- ・Deferred payment
[Survey results] What is the most used payment methods on mail-order sites?
I will explain the points of introducing payment methods that should be kept on the mail order site.
Recommended for digital content
In recent years, demand for digital content such as e-books, online games, and video viewing services has increased. Due to the nature of digital content, transactions are often completed online, so it may be difficult for e-commerce merchants to decide what kind of payment methods to introduce.
As with online shopping sites, digital content has a high usage rate for Credit Card Payment. Next are CVS Payment and Mobile Carrier Billing. In addition, many customers use "Prepaid Card" using prepaid cards that can be easily purchased at convenience stores, so it is advisable to consider introducing it.
Recommended payment method for digital contents
-
- ・Convenience store settlement
- ・Carrier billing
- ・Prepaid card payment
[Survey results] What is the most used payment methods for digital contents?
I will explain the points of introducing payment methods that should be kept in mind on digital content sites.
Why SB Payment Service is chosen
In addition to the five payments introduced in our online payment, we also offer a wide variety of other payment methods.
We will propose payment methods according to the characteristics of EC merchants. If you are an e-commerce merchants wishing to introduce payment, please contact us.
