PSP / Credit Card Payment service TOP > Services > Online Payment Service > NP postpaid

NP postpaid

No. 1 * share in the BNPL（Buy now pay later）service industry
You can introduce NP postpaid

NP postpaid

カード情報不要でかご落ちを防止。未回収リスクを100％保証

* According to Net Protections and Online Newspaper

What is a BNPL（Buy now pay later）service? The payment process for BNPL（Buy now pay later）payment services Benefits of NP postpaid Reasons for choosing SB Payment Service Fees for NP postpaid and the process for implementation Features provided by NP postpaid service Recommended payment services other than NP postpaid Frequently asked questions

What is a BNPL（Buy now pay later）service?

BNPL（Buy now pay later）service is a payment service that allows customers to pay for their purchased items at convenience stores, banks, post offices, smartphone payments, etc. after receiving them.

Payment flow for BNPL（Buy now pay later）services

In the system of BNPL（Buy now pay later）service we provide, when a customer purchases a product from merchants 's online shop, payment information is sent via our company to a BNPL（Buy now pay later）provider (Net Protections), and an invoice is issued to the customer. The customer then pays the purchase price at a convenience store or bank at a later date, and our company deposits the remaining amount, minus a set fee, into merchants.

Payment flow for BNPL（Buy now pay later）services

Benefits of NP postpaid

There are benefits to merchants and customers in using NP postpaid. The benefits for merchants of introducing NP postpaid and for customers of using NP postpaid are as follows:

Target Audience merit Detail
merchants Sales expansion is expected This service can be used by customers who do not have a credit card or who are unsure about entering their credit card information online, so it is expected to attract new users.
100% guaranteed against non-recovery risk For transactions where credit screening is approved and the procedures are completed, Net Protections will make 100% advance payment.
Reduces work burden This reduces the workload as tasks such as credit checks, invoice issuance, and payment collection are handled on your behalf.
Customers You can shop with confidence There is less risk of fraud compared to Credit Card Payment, and you can pay after receiving the product, so you can shop online with peace of mind.
Easy shopping It is easy to use even for those who do not have a credit card or who are worried about entering their credit card information online.
There is a grace period before payment Compared to prepayment or cash on delivery, the period until payment is made is longer, allowing you to make payment at your leisure.

Please feel free to contact us to find the best pricing plan for your company, free of charge.

Why SB Payment Service is chosen

Unification of management of multiple payment methods

Supports continuous billing

Easy system cooperation and reduce work load

1.Unified management of multiple payment methods

We also handle a wide range of payment methods other than NP postpaid, such as Credit Card Payment and Mobile Carrier Billing. In addition, we act as an intermediary between each payment institution and handle everything from application and system connection to settlement, which reduces the amount of work required merchants and allows them to focus on their core business.

2. Supports recurring billing

NP postpaid One-time billing Payment can be used for recurring billing such as monthly subscriptions as well as one-time payments. Even in the case of subscriptions, it can meet the needs of customers who want to pay after confirming the product.

3. System integration is easy, reducing work burden

We have designed a service that minimizes development and operational workload for merchants. We support Link Type and API type connection methods, which are easy to develop, and payment methods can be added easily.

Link type
Calling up our payment information entry screen allows for safe payment

This connection method calls up the payment screen provided by SB Payment Service and processes the payment.Businesses do not need to create their merchants payment screen, making it easy and quick to implement.
API type
Maintain the site image with consistent screen transitions

This is a connection method that transmits payment information between merchants and the SB Payment Service's server and processes the payment. Credit Card Payment can be made safely without the credit card information passing through merchants 's server.

NP postpaid fees and implementation process

NP postpaid payment fees

Introduction of NP postpaid requires initial costs, monthly fees, and processing fees. Costs and processing fees vary depending on the business type and transaction volume of merchants, so please feel free to contact us for more information.

Initial fee

Costs required for the first month of implementation when introducing payment

Monthly cost

Monthly fixed costs related to the use and operation of the payment system

commission

Settlement fee

Fees paid to the payment company (based on the payment amount)

Payment service usage fee

Fee paid to us (incurred based on the payment amount)

Transaction costs

Payment processing fee between the merchant server and the payment company server for each payment

In addition, separate charges will be incurred for invoicing and postage per transaction.

Steps for introducing NP postpaid

With NP postpaid, it will take approximately 3 weeks to 2 months from application to start of use. The period until start of use may vary depending on the service content of merchants and the screening status of payment methods applied for.

  1. merchants inquiries

  2. ​SBPS​ interviews and estimates

  3. merchants Application

  4. Our (SBPS) review

  5. Our company (SBPS) system construction

  6. merchants connect to the system/start using it

  • The period is an estimate. The start date of use may vary depending on payment methods you apply for and the status of the payment institution's review.
  • Please note that if you do not submit all the required documents, you will not be able to undergo the screening process.
  • Our sales representative will inform you of the necessary documents when you apply.


Please see the following page for detailed installation procedures and costs.

Flow / procedure until the introduction of Online Payment Service

Please feel free to contact us to find the best pricing plan for your company, free of charge.

NP postpaid service provision functions

Connection methods
Link type API type
○ ○
Billing methods
Pay-as-you-go Recurring (simple) Recurring (fixed / metered)
○ - -※
Available websites
PC Smartphone Mobile phone
○ ○ -
Connection methods Link type ○ API type ○
Billing methods Pay-as-you-go ○ Recurring (simple) - Recurring (fixed / metered) -※
Available websites PC ○ Smartphone ○ Mobile phone -
We will provide the screens required for payment procedures. This is an easy-to-implement connection method. Link Type Details
This is a connection method that allows merchants to freely build their own payment processing screens. API type details
This is Billing methods where you pay each time you purchase a product. Billing methods details
This is Billing methods in which specified amount is charged continuously on the billing date determined by our company. Billing methods details
This is Billing methods Billing methods which merchants specifies the billing time and amount and settles continuously.
Method in which sales are confirmed immediately upon purchase
Method of processing sales at the merchant’s discretion (confirming sales at the time of shipment for product sales sites, etc.)
  • By using the method specified by our company, you can achieve Billing methods similar to Recurring billing(fixed term/pay-as-you-go). Please refer to our specifications for details.

Recommended payment services other than NP postpaid

In addition to NP postpaid Later, we will introduce other recommended payment services.

List of various payment services

FAQ

Q.
Is there a maximum usage limit for customers to use NP postpaid?
A.
Yes, the maximum usage limit is 54,000 yen (tax included). Even if you reach the usage limit, you can use NP postpaid again by paying the remaining amount.
Q.
Will NP points be given to customers even if NP postpaid is introduced from SB Payment Service?
A.
Yes, NP points will be given to customers even if they pay by NP postpaid provided by us.

If you have any other questions, please check our FAQs.

  • QR Code is a registered trademark of DENSO WAVE INCORPORATED.

If you are considering introducing payment
Please feel free to contact us

Please contact us to download detailed information about our services and to discuss costs and implementation.

Delivered by SB Payment Service
Recommended Content

Are you considering introducing NP postpaid
E-merchants should also take a look.