The BNPL（Buy now pay later）service is a payment service that allows customers to pay at convenience stores, banks, post offices, etc. after receiving the purchased products. Since customers can pay after confirming the product, it is selected as the second payment service to be used after the credit card on the EC site used for the first time. *
Due to the above-mentioned customer needs, the number of e-commerce merchants that have introduced the BNPL（Buy now pay later）service is increasing in recent years.
* [Survey method] Internet research [Period] March 25-26, 2016 [Target] 2,065 men and women in their teens to 50s nationwide
NP postpaid has been introduced in more than 23,000 stores and occupies an overwhelming share of the BNPL（Buy now pay later）service market share. In addition, among various postpaid services, NP postpaid has a proven track record of being introduced to about 70% of major merchants. *
NP postpaid, customers who do not have a credit card or who are uneasy about entering credit card information on the Web can use it, so we can expect to develop new users. In addition, since customers can make payments without entering a long card number like a credit card, we can expect to prevent withdrawal from purchase procedures and improve the purchase rate on smartphones.
Net Protections will make a 100% replacement payment for transactions for which credit screening has been approved and procedures have been completed.
Therefore, it is possible to eliminate the risk of uncollected sales, which is a concern for e-commerce merchants.
Since the work such as credit examination, invoice issuance, and payment collection is performed on your behalf, it will lead to the reduction of the work burden of the EC merchants.
You can also introduce NP postpaid in combination with the abundant payment methods provided by our company. Since the management screen can be unified by our company, EC merchants can efficiently manage sales.
Our NP postpaid can be used not only for One-time billing time, but also for monthly subscriptions. Even for regular purchases, we can meet the needs of customers who want to pay after confirming the product.
We have designed the service to minimize the development man-hours and operation man-hours of EC merchants. It also supports a Link Type connection method that is easy to develop, making it easy to add payment methods.
|Link type||API type|
|Pay-as-you-go||Recurring (simple)||Recurring (fixed / metered)|
* The same Billing methods as continuous billing (fixed / subordinate) can be realized by the method specified by us. Please check our specifications for details.
Comprehensive proposals across a wide range of business areas,
a proven track record that continues to be selected,
and an abundance of over 30 types of payment services to meet your needs
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Please also see if you are an EC merchants is considering the introduction of NP postpaid.
NP postpaid usage image
We will explain the flow of NP postpaid payment on the screen in an easy-to-understand manner.
A payment service that allows customers to easily pay at convenience stores nationwide.
Account transfer service
A payment service that allows you to withdraw usage fees from customers’ designated bank accounts.
It is a payment service that allows you to pay for products using ATMs and Internet banking of most financial institutions nationwide.