PayPay (Online Payment) payment method
Over 70 million users *1
You can easily introduce PayPay (Online Payment)
*1: As of July 2025
*The video is for illustrative purposes only.
*The video is an image.
What is PayPay (Online Payment)?
PayPay (Online Payment) is payment methods allows you to easily make payments at online stores and online using your PayPay account.
Payments can be made from PayPay balances charged using bank accounts, SoftBank Mobile Wallet etc., so it is expected to attract users who do not have credit cards.
In a survey we conducted in 2025 on "payment methods frequently used at online shops," it was the second most popular payment methods after Credit Card Payment.
PayPay (Online Payment) payment flow
In PayPay (Online Payment) system provided by our company, when a customer purchases a product from merchants 's online shop, the payment information is sent to PayPay via our company, and the payment is processed. Finally, we deposit the amount, minus a set fee, to merchants.
Benefits of PayPay (Online Payment)
Introducing PayPay (Online Payment) has benefits for merchants and customers.
| Target Audience | merit | Detail |
|---|---|---|
| merchants | Sales expansion is expected | By utilizing one of the largest user bases in Japan to attract customers, we can promote new customer acquisition and repeat purchases, thereby boosting sales. |
| Prevent abandoned carts | There are fewer steps that customers need to take to complete payment, making it easier to prevent cart abandonment. | |
| You can take advantage of the points redemption campaign | PayPay's point rebate campaign allows companies to encourage customer usage without having to launch their own campaign plans. | |
| Customers | Earn points | By making purchases, you can earn points. |
| Coupons can be used | Simply obtain the coupon in the PayPay app and it will be automatically applied when paying at online stores. | |
| No credit card required | Students and other customers who do not have credit cards can also enjoy shopping. |
Please feel free to contact us to find the best pricing plan for your company, free of charge.
Why SB Payment Service is chosen
1. A variety of payment methods can be introduced all at once
We also handle a wide range of payment methods other than PayPay (Online Payment), such as Credit Card Payment and Mobile Carrier Billing. In addition, we act as an intermediary between each payment institution and handle everything from application and system connection to settlement, which reduces the workload of merchants and allows them to focus on their core business.
2. Stable payment processing even during periods of heavy traffic
We provide one of Japan's top payment systems, boasting a track record of handling over 9 trillion yen annually. Our high reliability, backed by our extensive track record, allows us to withstand sudden surges in traffic and prevent lost sales opportunities.
3. Comprehensive security measures
SB Payment Service's information security management system has been certified under international standards and is recognized as being advanced and meets global standards. With a track record of running the SoftBank Group's payment systems, we provide peace of mind to merchants.
PayPay (Online Payment) fees and implementation process
PayPay (Online Payment) fees
Introducing PayPay (Online Payment) requires initial costs, monthly fees, and processing fees. Costs and processing fees vary depending on the type of business and transaction volume, so please feel free to contact us for more information.
Initial fee
Costs required for the first month of implementation when introducing payment
Monthly cost
Monthly fixed costs related to the use and operation of the payment system
commission
Settlement fee
Fees paid to the payment company (based on the payment amount)
Payment service usage fee
Fee paid to us (incurred based on the payment amount)
Transaction costs
Payment processing fee between the merchant server and the payment company server for each payment
Steps to implementing PayPay (Online Payment)
It will take approximately 3 weeks to 2 months from application to start using PayPay (Online Payment). The time it takes to start using PayPay may vary depending on the service content of merchants and the screening status of payment methods you apply for.
-
merchants inquiries
-
SBPS interviews and estimates
-
merchants Application
-
Our (SBPS) review
-
Our company (SBPS) system construction
-
merchants connect to the system/start using it
In addition, we will provide you with a quote for usage fees (commissions, etc.) after hearing your details, so please feel free to contact us.
Please feel free to contact us to find the best pricing plan for your company, free of charge.
PayPay (Online Payment) features
| Connection methods | |
|---|---|
| Link type | API type |
| ○ | - |
| Billing methods | ||
|---|---|---|
| Pay-as-you-go | Recurring (simple) | Recurring (fixed / metered) |
| ○ | - | ○ |
| Settlement methods | |
|---|---|
| Automatic | Specified |
| ○ | ○ |
| Available websites | ||
|---|---|---|
| PC | Smartphone | Mobile phone |
| ○ | ○ | - |
| Connection methods | Link type | ○ | API type | - | |
|---|---|---|---|---|---|
| Billing methods | Pay-as-you-go | ○ | Recurring (simple) | - | Recurring (fixed / metered) | ○ | ||
|---|---|---|---|---|---|---|---|---|
| Settlement methods | Automatic | ○ | Specified | ○ | |
|---|---|---|---|---|---|
| Available websites | PC | ○ | Smartphone | ○ | Mobile phone | - | ||
|---|---|---|---|---|---|---|---|---|
Recommended payment services other than PayPay (Online Payment)
In addition to PayPay (Online Payment), we will introduce other recommended payment services.
-
This is a payment service for customers who have a Rakuten ID. You can collect and use Rakuten Super Points.
RakutenPay (Online)
-
An online payment service that allows you to easily make payments from pre-charged au PAY balances.
au Pay (Online Payment)
-
Amazon Pay is a simple and convenient payment service that uses your Amazon account.
Amazon Pay
-
A payment service that allows you to register a credit card on your iPhone and make payments. One-touch payment is possible with biometric authentication or passcode authentication.
Apple Pay
-
It is a payment service that allows you to pay for products etc. using the credit card information registered in your Google account.
Google Pay
-
This is a payment service that allows customers to pay at convenience stores, banks, post offices, etc. after receiving the product.
NP postpaid
FAQ
- Q.
- Are there any costs or fees to introduce PayPay (Online Payment)?
- A.
- When using SB Payment Service to implement PayPay (Online Payment), an initial fee is required. After implementation, in addition to monthly fees, fees such as payment processing fees, payment service usage fees, and transaction fees will also be incurred.
- Q.
- How do I set up PayPay (Online Payment)?
- A.
- Please apply directly to PayPay Corporation or through a PSP company such as ours.
If you have any other questions, please check our FAQs.
- QR Code is a registered trademark of DENSO WAVE INCORPORATED.
If you are considering introducing payment
Please feel free to contact us
Please contact us to download detailed information about our services and to discuss costs and implementation.
Delivered by SB Payment Service
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PayPay (online payments) usage examples
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