First in the payments industry!
Payment agency
service
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Services provided by telecommunications companies
Payable to a financial institution account -
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Payment can be made with only a mobile phone number and name *1
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Payment can be made 24 hours a day, 365 days a year *1
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Services provided by telecommunications companies
Payable to a financial institution account -
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Payment can be made with only a mobile phone number and name *1
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Payment can be made 24 hours a day, 365 days a year *1
- *1 When paying for services provided by telecommunications companies.
- *2 The payment notification screen is an image.
Our POBO Service（Payment be half of）
Features of
POINT 01 company handles payments from corporations to individuals (corporations)
- Troublesome and complicated management of financial institution account information
- Weekdays, daytime only, etc.
There are restrictions on transfer time - Time-consuming due to different request destination for each payment method
- mobile phone number and name only
can be deposited at - Payment available 24 hours a day, 365 days a year
- Convenient payment request from our company
Business owners save the trouble of depositing money for each customer
Efficient saving payment work
POINT 02 met the needs
Choose payment method
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Industry first! Services provided by telecommunications companies 
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financial institution 
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|---|---|---|
| Information required for payment |
Mobile phone number and recipient name (Kana) only |
Account information and recipient’s name |
| Payable time period |
24 hours, 365 days* |
Bank’s operating hours |
| Usage method upon receipt |
You can shop immediately as the balance of the card / account |
Account balance |
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Industry first!
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|
|---|---|
| to pay Necessary information |
cell phone number· |
| payment Possible period |
24 hours, 365 days* |
| after receiving How to use |
As a card/account balance |
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financial institution
|
|
|---|---|
| to pay Necessary information |
Account information and recipient’s name |
| payment Possible period |
Bank’s operating hours |
| after receiving How to use |
Account balance |
Not only financial institution accounts, but also communication companies provide
Supports payments for services that
POINT 03 met the merchants
customer information
You can choose the cooperation method
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File upload standard offer
Use the designated CSV format to register recipient information and input payment instructions from the management screen.
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API method application required
It is possible to automatically send and receive recipient information registration, payment instructions, payment execution results, etc. using API.
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SFTP method application required
By storing the instruction file in the user-dedicated folder, the payment instruction is automatically processed and the result file is generated.
From a method that does not require development to real time
You can choose from multiple methods such as data linkage methods
For inquiries and document requests
From here
Usage scenes by purpose
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cash back
payment -
purchase price
payment -
Refund business
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Compensation
Case study
Payment of the purchase price is made cashless, eliminating waiting time for customers.
In addition, it is possible to standardize the work of store staff and save labor.
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Background of introduction of POBO Service（Payment be half of）
In the past, the purchase price could only be paid in cash, so customers had no choice but to wait inside the store. We believe that if the purchase price can be paid in a form other than cash, customers will be able to sell their unwanted items more easily, and at the same time, customers will be able to use their time more effectively. We considered a new method of delivery of the purchase price using Yamato System Development Co., Ltd.'s "Multi Value Charge Service", which is linked to the "POBO Service（Payment be half of）" of SB Payment Service, which allows payment to customers.
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Effect of introducing POBO Service（Payment be half of）
From November 2019, we started the service of "Receive by smartphone course".
Although there is still little awareness of the service, the greatest advantage for customers is that they do not have to wait in the store, and the number of repeat customers is increasing. We have also received specific comments such as, "It would be convenient if we could receive it with a service provided by a telecommunications company, such as a prepaid card." On the other hand, at stores, it also leads to the standardization and labor saving of routine operations.
In the future, we believe that further effects can be expected by having more customers use the “Receive on Smartphone” course. -
Effect of introducing POBO Service（Payment be half of）
POBO Service（Payment be half of）
Usage image
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merchants
- ① Registration of recipient information
- ②Payment instructions
- ③Prepayment of necessary expenses
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Payment agent (our company)
- ④ Payment agency execution
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communication carrier
financial institution
- ⑤ Payment execution
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customer
- ⑥ By registered receipt method
Receive payment
- ⑥ By registered receipt method
FAQ
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What sort of payment methods are "payments to services provided by telecom companies"?
This is a method of paying (charging) prepaid cards and accounts provided by communication companies that operate mobile phones.
Cards and accounts supported as payment destinations are SoftBank's "SoftBank Card", NTT DoCoMo's "d payment balance", and KDDI's "au PAY prepaid card" and "au PAY". -
Which financial institutions are supported?
Payments can be made to accounts at financial institutions that are members of the Japanese Bankers Association. We support major financial institutions such as city banks, regional banks, credit unions, Shinkin banks, agricultural cooperatives, fisheries associations, and Japan Post Bank.
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How will the funds needed for payment be settled?
As a general rule, you will make a deposit to an account designated by us prior to payment being made. Depending on the your business model, deferred payments are also available for the necessary funds. Please note that the use of deferred payments requires a designated vetting process.
Inquiries
For inquiries and document requests
From here