Detects fraudulent credit card payment
through payment information and machine learning!
AI Fraud Detection detects fraudulent use through payment information and machine learning.
Machine learning is conducted on past fraud patterns and a fraud risk score is calculated for purchases when a user makes a credit card payment. By grasping these scores in real time, merchants can detect fraudulent transactions at an early stage.
With conventional fraud detection tools, in many cases additional information was required from merchants and resulted in having to develop pages and revise terms. Our AI Fraud Detection, on the other hand, uses the same information as used for payments, reducing this burden.
By applying for one of our paid plans, we offer functions that allow merchants to set their own unique rules that can stop transactions suspected of fraud, and to add personal verification through the Identity Authentication Service (3-D Secure) only for suspicious transactions. Use of these functions enables merchants to take dynamic countermeasures.
By using payment screens provided by us (versions since March 9, 2020), there is no need for merchants to configure their own.
Scores and the results of rule judgments for every payment can be confirmed on a dedicated management screen we provide.
Scores and the results of rule judgments for every payment can be confirmed on a dedicated management screen. They can also be obtained in the form of fraud detection results returned by the AI fraud detection system.
After a user inputs their payment information in a credit card payment, AI Fraud Detection is conducted. It involves scoring, rule judgment, and gateway processes to determine a user’s credit. In each process, fraudulent use is detected based on the user's payment information.
We have prepared a dedicated management screen to support merchants’ fraud countermeasures.
Visualizes scoring results, rule judgment results, and credit determination results for countering fraud more efficiently. You can immediately check the details for payments alerts have gone off for.
You can set the default rules or rules specific to merchants.
You can register block lists and permitted lists.
|Plan Name||Plan Overview||3 Forms of Value|
|Score checks||Rule judgments||Additional authentication combined with 3-D Secure|
|Free Plan||Returns scores in real-time based on payment information and user behavior. The scores for every payment can be confirmed via a dedicated screen.||○||−||−|
|Standard Plan||In addition to the contents of the Free Plan above, we provide a rule judgment function in which merchants can set whether or not to proceed with or how to handle a transaction after scoring. (Default rules available for use (values customizable)) You can get the results of rules judgments for each payment by creating and setting the required rules in advance.||○||△||−|
|Advanced Plan||In addition to the contents of the Standard Plan above, merchants can create and set their own rules. You will also be able to use the function for adding personal verification through the Identity Authentication Service (3-D Secure) in the rule judgment settings.||○||○||○|
・ AI Fraud Detection can be used with credit card payment.
・ This service is not guaranteed to detect 100% of fraudulent transactions.
Reliability and full security & support of international brands
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