the invoice,
Credit card in
You can pay!
2025年12月9日案内のキャンペーンは終了しました ※最低手数料600円（税別）
2025年12月9日案内のキャンペーンは終了しました ※最低手数料600円（税別）
What is bill card payment?
Invoice card payment is a method of paying by bank transfer of a client's invoice.
This service allows you to pay by credit card.
It is possible to improve your cash flow and accelerate your business without borrowing.
For merchants payments
We solve the issues related to
Free yourself from the hassle of transferring money!
Realize accounting digital transformation now
Are you still wasting your time manually completing monthly bank transfers? By consolidating payments to a single credit card, you can significantly reduce the hassle and bank transfer fees. This allows you to shift your accounting staff's valuable time to more productive tasks.
Instant solution to the problem of "I can't pay..." at the end of the month!
Defer payments up to 60 days
No more panicking about delayed payments from business partners or unexpected expenses. Change your bank transfer payment to Credit Card Payment and extend the payment period by up to 60 days. Secure cash on hand and avoid the risk of bankruptcy even when you're in the black.
Traditional payment methods
Comparison with bill payment by card
| november Invoice due date |
december Card payment due date |
January | |
|---|---|---|---|
| Conventional | invoice 300,000 yen transfer |
||
| Bill card payment | By card payment |
In effect Payment deadline sextended by up to 60 days |
card Withdrawal |
| 請求書 カード払い |
Conventional | |
|---|---|---|
| 11月請求書の 支払期日 |
invoice 300,000 yen By card payment |
transfer |
| 12月カード 支払い 締め日 |
実質的に 支払期限を 最大60日延長 |
|
| January | card Withdrawal |
If you are using the service for the first time
Please register first
You can start using the service as soon as the first day after registering. If you have any questions about using the service, please contact us.
Pay your SBPS bill with a card
Reasons to choose us
You can rest assured because it's part of the SoftBank Group
The fee is 3% (excluding tax)
As a company that handles the payment business of the SoftBank Group, we are able to offer you reliable service with reasonable fees.
Compared to small-scale factoring, which tends to have high fees of 5-10%, this service is available at a lower cost.
The name of the person requesting the transfer is
In your name
Customers can specify the name of the person making the transfer, so the transfer can be made without the name being known to the business partner.
For business partners
Transfer possible as soon as the same day
You can start using the service as soon as the day you apply. There's no need to waste time preparing documents or waiting for approval.
-
Initial cost /
No monthly fee -
Major credits
Supports card brands＜利用可能クレジットカード＞ Visa、Mastercard、JCBブランドのクレジットカード
-
Social insurance premiums, outsourcing costs,
Rent can also be paid
If you are using the service for the first time
Please register first
You can start using the service as soon as the first day after registering. If you have any questions about using the service, please contact us.
Compare and understand
Benefits of paying your SBPS bill with a card
| SBPS Bill card payment |
Factoring | Installment payment | Business Loans | |
|---|---|---|---|---|
| commission | 3% | 5～20％ | 3〜6% | Annual interest rate: 6% to 18% |
| Examination period | As soon as possible | The next day ~ several days | The next day ~ several days | The next day ~ several days |
| Available amount | No limit (Within credit card limit) |
Hundreds of thousands of yen ~ | Hundreds of thousands of yen ~ | Hundreds of thousands of yen ~ |
| feature | Low fees The review is quick |
High fees The review is quick |
High fees Required documents available |
High interest rates Required documents available |
Steps to use the service
-
STEP
01
New Registration
(free)Please visit the application page and enter your email address.
-
Customer information input page
We will guide you through -
STEP
02
Customer Information
inputYou will be asked to enter various information about you.
-
Our designated
There will be an examination -
STEP
03
As soon as possible in
AvailableYou can start using it as soon as you register.
FAQ
-
Q
What bills can I use it to pay?
AIt can be used to pay invoices issued by corporations or sole proprietors (qualified invoice issuers) in Japan.
Please note that this cannot be used for the following payments:
・Payment to an overseas account
・Payments to sole proprietors who are not registered as qualified invoice issuers
- Personal payments unrelated to the business of customers or business partners -
Q
Can anyone use it?
AIt is available to anyone running a business, whether they are a sole proprietor or a corporation.
-
Q
What credit cards can I use?
A＜利用可能クレジットカード＞
Visa、Mastercard、JCBブランドのクレジットカード
※海外発行のクレジットカードはご利用いただけません。
※一部のクレジットカードは利用できない可能性があります -
Q
When will the payment be transferred to my payee?
AThe application will be reviewed within three business days at the earliest, and if there are no problems, the funds will be transferred promptly.
The review process is completed within one business day on average.
When specifying the transfer date, you can choose from any available date between 3 and 60 business days in the future. -
Q
Is there a limit to the amount I can pay?
AThis service can be used within the card's credit limit.
If you are using the service for the first time
Please register first
You can start using the service as soon as the first day after registering. If you have any questions about using the service, please contact us.